The other day I got word that 2 of our biggest and oldest clients have started laying people off and asked to cut back on our services. This couldn't have hit at a worse time for us. We're slowly trying to get out of the massive debt we found ourselves in and we started going to a Dave Ramsey class. For me, the Dave Ramsey class is mostly review and confirmation that I've always managed my finances wisely. Some of it is new info for me like different ways of handling the budget. It's not that I've done things wrong but I think my way works best for me alone. For a married couple, modifications have to be made. I really hope a lot of this sinks in for Deb.
Because of the client layoffs and cutbacks, my hours are cut back and my paycheck is smaller. Deb's work is getting on to all the underwriters to do something to raise revenue, but they are having a hard time doing that when the truckers and trucking companies they underwrite are going out of business. You can't get blood from a turnip!
This is all getting very scary. It's going to be harder to get out of our debt when we're faced with possible layoffs ourselves.
No comments:
Post a Comment